Money or Debt is focused on Cryptocurrencies and also, macroeconomics.

Will Bitcoin or other Cryptocurrencies make you rich?

==> Free Download, How long to Double Your Money: Rule of 72 table

What we can say is that the financial industry will be disrupted significantly, and blockchain and therefore cryptocurrencies will play roles in many other industries, including managing documents and identity, for title ownership, in supply chains, and for  health and genomics data and more.


Newest course, at a special introductory price:

==> Bitcoin Valuation: Looks at both Fundamental and Technical Methods to Time Entries, Exits

It is the Internet of Money according to many, although I prefer to call it Money in the Internet – which it literally is. (I highly recommend the book Internet of Money by Andreas Antonopoulos and The Bitcoin Standard by Saifedean Ammous. If you only read one, make it the latter.) In Internet terms, we are in the early 90s with Cryptocurrencies, so the growth ahead is still nearly unimaginable.


We see cryptocurrency as the newest stage in the evolution of money: Money 3.0. (Money 1.0 was gold and silver coinage, Money 2.0 is fiat paper and digital money. Paper certificates that once represented gold or silver lost all their asset backing).

Like Money 1.0, cryptocurrencies are asset-based, whereas Money 2.0 is debt-based. Fiat money is created along with debt. Cryptocurrencies are created via a mining process “proof of work” or a proof of stake or other consensus mechanism. Thus they enter the world as assets, not debt.

Fiat is debt. Cryptocurrencies are assets. Digital assets or virtual assets to be sure, but currency, since they have units of account, are a store of value, and can be used as a medium of exchange. Some are better at value, some are better for exchange.


Download for free, a “Rule of 72 table”. This provides an estimate of the number of years to double your money vs. the annual percentage rate of return earned.

==> Rule of 72 table


New course ==> Bitcoin Valuation: Looks at both Fundamental and Technical Methods to Time Entries, Exits




Bitbond lending site (Disclosure: I have small investments at this site and have found them to be trustworthy). Small businesses can borrow, investors can lend. Transfers in BTC.